There’s a song by Stephen Sondheim “Children Will Listen,” which says:

“Careful the things you say
Children will listen
Careful the things you do
Children will see and learn
Children may not obey, but children will listen
Children will look to you for which way to turn
To learn what to be
Careful before you say “Listen to me”
Children will listen”.

Listen Here

Financial literacy starts at home. And that’s why the crusade to disrupt the financial industry must begin with you.

If you’re a parent, you have the power to influence your kids more than anyone or anything else. Your child’s response to conflict, their career, their relationships, their hobbies, their values, their politics, the core of who they are can all be shaped by you, the parent. Children will, and do, listen!

The same is true of your mindset towards money. The way you deal with your finances can have a profound impact on how your children deal with theirs.

Research has shown that most people start learning about money by age 3. By age 7, their attitudes about money are set.

What do you remember between ages 3 and 7?

Probably very little on the conscious level. However, on the subconscious level you probably carry around some messages and habits with you that you’re not even aware of.

For example, my mother taught me at an early age that we didn’t have money, even when we did. She’d say, “Money doesn’t grow on trees, you know,” or, “We have to take coke bottles back in the middle of the week just like everyone else has to do.” These statements taught me about lack, scarcity, and how to be a victim when it came to money.

What about you
What money messages did you receive as a child?
What types of money habits do you have?
Are they healthy or unhealthy?
Are you unknowingly passing these habits on to your children?

One way to know if you’re on track is to check these “Seven Money Milestones”.

1. Financial Education: do you have a clear idea on How Money Works and a financial advisor?
2. Proper Protection: is your income and wealth protected so when something happens, you’re not flying in an airplane with only one wing??
3. Emergency Fund: Do you have a designated stash of cash at your fingertips to help you recover from unforeseen expenses without depleting your savings account?
4. Debt Management: 80% of all American adults are in debt. Are you?
5. Cash Flow: At the end of the day, do you have any money left over to spend or to save?
6. Build Wealth: Do you think your wealth will last as long as you do?
7. Protect Wealth: Do you have a will?

If you answered no to any of the questions above, you aren’t alone. Most of us weren’t taught this in school, and most of us bumble along being victims of our money. However, there’s hope! You have choice. You can change your understanding on How Money Works, and you can Stop Being a Sucker.

Start today by watching this 12-minute video. https://wealthwave.com/kimberlycondreay/videos/the_big_question

More questions? Contact me today for a free How Money Works, Stop Being a Sucker book and/or come in live or virtual for your free consultation.

Phone: (720) 984-8082
Email: gail@soaringintogreatness.com

Let’s change how you talk about money in front of your children! Let’s give you the financial education you never learned in school! Let’s change the way you see, and let’s change the way you live!